Payment volume
The higher your monthly volume, the lower the final rate.
Pricing
Pricing for accepting online payments | MULENPAY
Base rates are known upfront: Russian cards, SBP and Pay services from 2.9%, foreign cards from 8.9%. Onboarding and integration are free, and final terms are set in the contract.
Pricing
Pricing
Choose the plan that works for you
| Payment method | What it covers | Fee |
|---|---|---|
| Russian cards | VISA, MasterCard, MIR, UnionPay | from 2.9% |
| SBP | Faster Payments System | from 2.9% |
| No card details | Yandex Pay, MTS Pay, Mir Pay, Sber Pay | from 2.9% |
| Foreign cards | VISA, MasterCard | from 8.9% |
These are starting rates: they go lower at higher volumes and in particular industries. Final terms are fixed in the contract.
No extra charges
What the rate covers
You pay a percentage per payment — everything else is already included
Free onboarding
Opening and setting up your dashboard costs nothing.
Free integration
The payment widget, REST API and payment links are available as soon as you are connected.
Dashboard and analytics
Transaction statuses, turnover reports and exports — with no separate subscription.
Cloud fiscalisation
54-FZ receipts are generated and delivered automatically; no physical cash register required.
Onboarding support
A manager walks you through the technical side so you can go live in one business day.
How it adds up
What your rate depends on
2.9% is the starting rate: it goes lower at higher volumes and in certain industries
Industry
Education gets a reduced rate — 2.9% and lower at higher volumes.
Payment methods
Russian cards, SBP and Pay services share one rate; foreign cards start at 8.9%.
MulenPay provides software and infrastructure solutions. The service does not provide financial, payment, banking or investment services in its own name: all financial operations are carried out by licensed providers and partners. Final terms and rates are set in the contract.
Custom terms
We will quote a rate for your volume
Leave a request — we will discuss terms for your industry and payment volume and help with the technical side.
Terms
Limits and payouts
Minimum payment — 10 ₽
Works for micropayments, donations and subscription billing.
Maximum payment — 300,000 ₽
The limit applies per transaction.
Hold for 1–7 days
Right after a payment you can hold the funds for one to seven days.
Payouts to an account or card
Connect a business account or a bank card — whichever is more convenient for you.
By business type
Terms for your case
Base rates are the same; the toolset and paperwork requirements differ
Sole traders
Acquiring, SBP and an online cash register for individual entrepreneurs.
For companies
A contract with the legal entity, accounting exports and staff roles in the dashboard.
Self-employed
Cards, SBP and payment links with no terminal and no website of your own.
Online stores
A payment widget on your site, fiscal receipts and refunds in one dashboard.
Marketplaces
Automatic split of each payment between the platform and the seller.
Education
A reduced rate, instalments and credit for students.
Online courses
Course payments on your site and in social media, plus recurring billing.
For car dealerships
Payment by QR code or link from the buyer phone — no POS terminal in the showroom.
For donations
Donations and recurring contributions for foundations, shelters and creators.
Questions and answers
Common pricing questions
Onboarding and integration are free. You only pay a percentage of the payments you process.
Further reading
Understanding the fees
How to compare fees and work out the real cost of accepting payments
Why a percentage rate does not answer the question of what you will actually pay.
Internet acquiring: how it works and what you need to get started
What a payment is made of and who sits between the buyer and your account.
How to connect payments
Ready-made CMS modules: install, store keys and a first test payment.
Ready to accept payments?
Leave a request — we will quote a rate for your volume and get you live in one business day.
Telegram bot
@Mulenpay_support_bot
Quick answers 24/7
Legal address
RBY Commerce Ltd.
8 Copthall, Roseau Valley, 00152, Commonwealth of Dominica
Leave a request
Fill out the form — a manager will get in touch, tailor the terms and help with the integration.
