Easy checkout for customers
A clear payment form, saved cards, SBP, SberPay and T-Pay — fewer steps at checkout.
Accept payments on your website
MulenPay helps businesses accept online payments on a website, in an app and by payment link. Cards, SBP, QR, a payment widget and an API in one service.
Fees from 2.9% PCI DSS 4.0.1
Mulenpay
To pay:
1,284.00 RUB
shop.mulenpay.com
Order #4821
Card
SBP
SberPay
Card number
•••• •••• •••• 4276
Expiry
12/28
CVC
•••
PCI DSS COMPLIANT
Payment methods
Which payments you can accept on a website
The buyer picks a method in a single payment form, and every payment lands in one dashboard
Visa, Mastercard and MIR cards
Russian bank cards confirmed via 3-D Secure: the most familiar way to pay in a cart.
SBP by QR code and link
The buyer opens their banking app and confirms the payment without typing a card number.
SberPay and T-Pay
One-tap checkout from the bank's app for buyers who have it installed.
Payment links
Issue an invoice as a link or QR code straight from the dashboard when there is no cart on the site or the order was placed manually.
Subscriptions and auto-payments
Repeat charges on a saved payment method for services with a subscription model.
Cards from overseas banks
Enabled at a separate rate if you have buyers outside Russia.
Conversion
Increase sales conversion
Efficient transactions
Thanks to partnerships with major banks, payments go through quickly and reliably — directly impacting sales growth.
Secure payments
Data protection is certified to PCI DSS — one of the highest security standards in the industry.
Payment form
Optimise your checkout flow
Accept payments through a convenient form with a fast, successful and secure payment process.
Ready-made payment form
The form plugs into any website, app or opens on a MulenPay-hosted page. Customise colours and fonts to match your brand.
shop.mulenpay.com
128,50 RUB
Card QR
Card number
•••• •••• •••• ••••Expiry
05/28CVC
•••Who it's for
Who MulenPay suits
Online stores, schools, booking services, SaaS projects, sole traders and the self-employed
Online stores
Cart payments are tied to the order and the status reaches your CMS without manual checks.
Online schools and experts
A reduced rate: 2.9% and lower at higher volumes, plus instalments and credit for students.
SaaS and subscriptions
Recurring charges and plan renewals without customers re-entering card details.
Marketplaces and platforms
Sale proceeds are split automatically between the platform and the seller.
Sole traders and small business
Internet acquiring, fiscal receipts and payment links in one dashboard.
Self-employed
Accept cards and pay-by-link with no terminal and no website of your own.
Integration
Integration: API, widget and payment link
Website integration with Widget.js
Add the MulenPay payment form to your site with the lightweight Widget.js tool. Drop in the script — no complex technical integration required.
Pay button on your business website
Ready-made Widget.js script — minutes to add
Hosted payment form with your branding
# connect Widget.js
<script src="https://widget.mulenpay.com/v1.js"></script>
<button data-mulen-pay data-amount="128.50">
Pay 128,50 RUB
</button>
Explore the solutions:Internet acquiringPayment gatewayPayment APIPayment widgetOnline cash register
One-click pay
Enable one-click checkout
Add SberPay, T-Pay and SBP so customers can pay without entering card details.
SBP
The fastest way to pay without card details — QR scan or confirmation in the banking app.
Pricing
What accepting payments on a website costs
Starting rates are public; final rates depend on turnover and are fixed in the contract
From 2.9% inside Russia
Russian bank cards, SBP, SberPay and T-Pay share one starting rate.
From 8.9% for foreign cards
A separate rate for cards from overseas banks: enabled on request.
No monthly fee
Setup, integration and the dashboard are free: you pay only a percentage of successful payments.
A rate for your turnover
The higher the turnover, the lower the rate: we discuss terms for your business during onboarding.
MulenPay provides software and infrastructure solutions. The service does not offer financial, payment, banking or investment services in its own name: all financial operations are carried out by licensed providers and partners. Final terms and rates are set out in the contract.
Onboarding
How to add payments to a website
From application to the first buyer's payment: the technical part takes one business day
1. Application
Leave a request or sign up in the dashboard. A manager clarifies your business sector and sends the list of documents.
2. Contract and website review
You sign the contract; by then the site must show product descriptions, seller contacts and refund terms.
3. Choosing a tool
A widget added with one script, a module for your CMS, the REST API with webhooks, or payment links with no integration at all.
4. Test and launch
Run a test payment, check notifications and a refund, then switch to real payments.
International payments
Cards from many countries
MulenPay accepts Visa, Mastercard, MIR and UnionPay, as well as Sber Pay, T Pay, Yandex Pay and Mir Pay — making purchases accessible to customers across regions.
50+
countries where issued cards can be accepted through MulenPay
Dashboard
Process and analyse payments in the MulenPay cabinet
Detailed analytics and sales reports, conversion for any period, and operations management for your store and branches.
Analytics
Turnover, conversion and payment-method charts — in real time and for any date range.
Operations
Payment history, refunds, register export and notifications — all in one interface.
Search by email / ID / phoneMethod Status 
Export
Export| Status | ID | Method | Amount | Fee | Date | Actions |
|---|---|---|---|---|---|---|
| Processed | a1f2–9c4e | Card | 12 400 RUB | 396 RUB | 28.05.2026, 09:24 | Receipt |
| Pending | 8b3e–07a1 | SBP | 3 050 RUB | 89 RUB | 28.05.2026, 08:34 | Callback |
| Processed | 47dc–11b8 | Bank | 6 030 RUB | 175 RUB | 27.05.2026, 18:39 | Receipt |
| Processed | 2722–3523 | Card | 40 900 RUB | 1 187 RUB | 27.05.2026, 09:03 | Callback |
| Cancelled | 2863–444f | Card | 3 090 RUB | — | 26.05.2026, 08:04 | Receipt |
‹123…21›
Sample payment listSecurity
Security, refunds and payment statuses
Payment data protection is confirmed by PCI DSS 4.0.1 certification. Operation statuses reach your server and update the order automatically, and refunds are issued from the dashboard or via API.
Questions and answers
Frequently asked questions
What people ask most often about payments on a website
The starting rate is from 2.9% per payment for Russian bank cards, SBP, SberPay and T-Pay; foreign cards start from 8.9%. Setup, integration and the dashboard are free, and there is no monthly fee. The final rate depends on turnover and sector and is fixed in the contract. MulenPay provides software and infrastructure solutions and does not offer financial, payment, banking or investment services in its own name: all financial operations are carried out by licensed providers and partners.
The technical part — keys, the widget or module, a test payment — fits into one business day. The rest depends on you: how quickly you send the documents from the manager's list and get the site ready for review.
Yes. The widget is added to the site with one script, popular CMS platforms have ready-made modules, and payment links and QR codes are created in the dashboard with no website at all. The API is only for those embedding payments into their own system.
Visa, Mastercard and MIR cards, SBP payments by QR code or link, SberPay and T-Pay. Cards from overseas banks and recurring charges for subscriptions are enabled separately.
If your business needs a cash register, a cloud online cash register issues a receipt for every online payment automatically. No hardware of your own is required, and receipts are stored in the dashboard next to the payments. Whether you need a cash register at all depends on your tax regime and type of activity.
A refund is made for a specific operation from the dashboard or via the API, in full or in part. The refund status arrives as a webhook, just like the payment status, and stays in the operation history.
Further reading
Articles on accepting payments online
Pricing and the fee calculator
Rates, single-operation limits and the calculator: work out the fee for your turnover and average order.
How internet acquiring works: the payment flow and statuses
What happens between the customer pressing Pay and the operation being confirmed — stage by stage.
How to compare fees and calculate the real cost of accepting payments
What makes up the rate and how to compare offers beyond the percentage alone.
Checklist: what to prepare on your website before connecting acquiring
What the website must contain so the pre-launch review passes the first time.
How an online store can set up payments without losing orders
Where stores lose payments and what to check in the cart so customers make it to the end.
CMS integrations
WordPress, 1C-Bitrix, OpenCart, PrestaShop and more — each with a step-by-step guide.
Start accepting payments with the MulenPay payment service
Leave a request: we will add payments to your website within one business day.
Telegram bot
@mulen_support_bot
Quick answers 24/7
Contacts and departments
All contact channels
Six departments, response times and company details
Leave a request
Fill out the form — a manager will get in touch, tailor the terms and help with the integration.
