Easy checkout for customers
A clear payment form, saved cards, SBP, SberPay and T-Pay — fewer steps at checkout.
Online payment acceptance for business
MulenPay helps businesses accept online payments on a website, in an app and by payment link. Cards, SBP, QR, a payment widget and an API in one service.
Mulenpay
To pay:
1,284.00 RUB
shop.mulenpay.com
Order #4821
Card
SBP
SberPay
Card number
•••• •••• •••• 4276
Expiry
12/28
CVC
•••
PCI DSS COMPLIANT
Payment methods
Ways to accept online payments
Enable card payments, SBP, QR, the payment widget and the API in a single service
Bank cards
Visa, Mastercard, MIR and UnionPay — we accept cards issued in 50+ countries.
SBP and QR code
The customer confirms the payment in their banking app or scans a QR — no card details needed.
Pay services
SberPay, T-Pay, Yandex Pay, Mir Pay and MTS Pay — checkout in a single tap.
Payment links
Issue a link in the dashboard and send it to the customer — no website required.
Recurring payments
Subscriptions and repeat charges on a saved payment method.
Foreign cards
Cards from overseas banks are enabled separately if you sell outside Russia.
Conversion
Increase sales conversion
Efficient transactions
Thanks to partnerships with major banks, payments go through quickly and reliably — directly impacting sales growth.
Secure payments
Data protection is certified to PCI DSS Level 1 — one of the highest security standards in the industry.
Payment form
Optimise your checkout flow
Accept payments through a convenient form with a fast, successful and secure payment process.
Ready-made payment form
The form plugs into any website, app or opens on a Mulenpay-hosted page. Customise colours and fonts to match your brand.
shop.mulenpay.com
128,50 RUB
Card QR
Card number
4242 4242 4242 4242Expiry
05/28CVC
•••Who it's for
Who MulenPay suits
Online stores, schools, booking services, SaaS projects, sole traders and the self-employed
Online stores
Cart payments are tied to the order and the status reaches your CMS without manual checks.
Online schools and experts
A reduced rate: 2.9% and lower at higher volumes, plus instalments and credit for students.
SaaS and subscriptions
Recurring charges and plan renewals without customers re-entering card details.
Marketplaces and platforms
Sale proceeds are split automatically between the platform and the seller.
Sole traders and small business
Internet acquiring, fiscal receipts and payment links in one dashboard.
Self-employed
Accept cards and pay-by-link with no terminal and no website of your own.
Integration
Integration: API, widget and payment link
Website integration with Widget.js
Add the Mulenpay payment form to your site with the lightweight Widget.js tool. Drop in the script — no complex technical integration required.
Pay button on your business website
Ready-made Widget.js script — minutes to add
Hosted payment form with your branding
# connect Widget.js
<script src="https://widget.mulenpay.com/v1.js"></script>
<button data-mulen-pay data-amount="128.50">
Pay 128,50 RUB
</button>
Explore the solutions:Internet acquiringPayment gatewayPayment APIPayment widgetOnline cash register
One-click pay
Enable one-click checkout
Add SberPay, T-Pay and SBP so customers can pay without entering card details.
SBP
The fastest way to pay without card details — QR scan or confirmation in the banking app.
Pricing
Pricing and fees
Base rates are known upfront; final terms are set out in the contract
Russian cards, SBP and Pay services — from 2.9%
The rate from 2.9% applies to cards issued by Russian banks, SBP and Pay services such as SberPay and T-Pay.
Foreign cards — from 8.9%
Acceptance of cards from overseas banks is enabled separately if you sell outside Russia.
Free setup
Setup and integration are free — you pay a percentage of each payment.
Tailored terms
We agree your rate individually: it depends on turnover and business sector.
MulenPay provides software and infrastructure solutions. The service does not offer financial, payment, banking or investment services in its own name: all financial operations are carried out by licensed providers and partners. Final terms and rates are set out in the contract.
Onboarding
How to start accepting payments
Four steps from application to your first real payment
1. Sign up and apply
Create an account, provide your business details and submit a connection request.
2. Verification
We review your documents and website: product descriptions, seller contacts, payment and refund terms.
3. Integration
You get your keys and connect the widget, API or payment links.
4. Test payment
Check the mobile flow, a successful payment, a decline and notifications with a demo payment.
International payments
Cards from many countries
Mulenpay accepts Visa, Mastercard, MIR and UnionPay, as well as Sber Pay, T Pay, Yandex Pay and Mir Pay — making purchases accessible to customers across regions.
50+
countries where issued cards can be accepted through Mulenpay
Dashboard
Process and analyse payments in the Mulenpay cabinet
Detailed analytics and sales reports, conversion for any period, and operations management for your store and branches.
Analytics
Turnover, conversion and payment-method charts — in real time and for any date range.
Operations
Payment history, refunds, register export and notifications — all in one interface.
Search by email / ID / phoneMethod Status 
Export
Export| Status | ID | Method | Amount | Fee | Date | Actions |
|---|---|---|---|---|---|---|
| Processed | a1f2–9c4e | Card | 12 400 RUB | 396 RUB | 28.05.2026, 09:24 | Чек |
| Pending | 8b3e–07a1 | СБП | 3 050 RUB | 21 RUB | 28.05.2026, 08:34 | Callback |
| Processed | 47dc–11b8 | Bank | 6 030 RUB | 18 RUB | 27.05.2026, 18:39 | Чек |
| Processed | 2722–3523 | Crypto | 40 900 RUB | 262 RUB | 27.05.2026, 09:03 | Callback |
| Cancelled | 2863–444f | Card | 3 090 RUB | — | 26.05.2026, 08:04 | Чек |
‹123…21›
Showing 25 of 18,202 paymentsSecurity
Security, refunds and payment statuses
Payment data protection is confirmed by PCI DSS Level 1 v4.0 certification. Operation statuses reach your server and update the order automatically, and refunds are issued from the dashboard or via API.
Questions and answers
Frequently asked questions
What merchants ask most often before connecting
Rates start from 2.9% for cards issued by Russian banks, SBP payments and Pay services; foreign cards start from 8.9%. Setup and integration are free. Your final rate depends on turnover and business sector. MulenPay provides software and infrastructure solutions and does not offer financial, payment, banking or investment services in its own name: all financial operations are carried out by licensed providers and partners, and the final terms are set out in the contract.
Further reading
Articles on accepting payments online
How internet acquiring works: the payment flow and statuses
What happens between the customer pressing Pay and the operation being confirmed — stage by stage.
How to compare fees and calculate the real cost of accepting payments
Why a percentage rate alone never answers the question of what acquiring actually costs you.
Checklist: what to prepare on your website before connecting acquiring
The pages, company details and terms without which an application will not pass review.
How an online store can set up payments without losing orders
Where stores lose payments and what to check in the cart so customers make it to the end.
Start accepting payments with the Mulenpay aggregator
Leave a request — we'll get you live within one business day.
Telegram bot
@Mulenpay_support_bot
Quick answers 24/7
Legal address
RBY Commerce Ltd.
8 Copthall, Roseau Valley, 00152, Commonwealth of Dominica
Leave a request
Fill out the form — a manager will get in touch, tailor the terms and help with the integration.
