Everything in the dashboard
Transaction history, payment statuses and reports for any period in one interface.
For the self-employed
Online payments for the self-employed
Accept payments by link, by card and via SBP — with no terminal and no website of your own. A smartphone and your dashboard are enough.
Getting started
How a self-employed professional accepts payments online
Four working scenarios that need neither a terminal nor a developer
Payment by link
Create a link in the dashboard and send it to the customer by messenger, email or social media.
Payment by QR code
The same payment as a QR code: the customer scans it and pays from their phone.
Payment on your site
If you do have a site or landing page, the ready-made widget adds a checkout form.
Payment link
Payment links for the self-employed
The shortest route to getting paid when you sell through conversations
Created in a minute
Enter the amount and what the payment is for — the link is ready to send.
Works anywhere
Send the link in a messenger, post it on social media or turn it into a QR code.
Customer picks the method
On the checkout form the customer chooses a card, SBP or a Pay service.
Clear status
You can see whether the link was paid — no need to ask the customer.
Payment methods
Card and SBP payments
The more familiar the method, the fewer customers drop off at the last step
Bank cards
Visa, Mastercard, MIR and UnionPay — we accept cards issued in 50+ countries.
SBP
The customer confirms the payment in their banking app or scans a QR — no card details needed.
Pay services
SberPay, T-Pay, Yandex Pay, Mir Pay and MTS Pay — checkout in a single tap.
Payment confirmation
The customer sees the result, and you get the transaction with amount and status in the dashboard.
Get started
No terminal and no website needed
Leave a request — we'll help you issue your first payment link and get payments live within one business day.
Bookkeeping
What to keep in mind for tax purposes
Accepting payments does not remove a self-employed professional's own obligations
Receipts in the tax app
A self-employed professional issues a receipt for each payment in the tax service's own app.
Transaction history
Exporting payments for a period helps you reconcile income and miss nothing.
Income cap
The self-employed tax regime has an annual income cap — watch your turnover to keep the status.
Payment purpose
A clear purpose on the link simplifies both bookkeeping and refund conversations.
This section is for reference only and does not replace advice from an accountant or tax specialist: the rules depend on your status and type of activity.
Onboarding
How to get connected
Four steps from sign-up to your first real payment
1. Sign up
Create an account and provide details about yourself and your activity.
2. Verification
We review your application and what exactly you accept payments for.
3. Set up payments
Issue your first payment link or connect the widget to your site.
4. First payment
Check the flow with a demo payment and start taking money from customers.
Questions and answers
Frequently asked questions
What self-employed professionals ask most often before connecting
No. You issue a payment link or QR code in the dashboard and send it to the customer by messenger, email or social media. A website is only needed if you want the checkout form embedded in your own page — the ready-made payment widget covers that.
Further reading
Articles on accepting payments
What sole traders and the self-employed should prepare before accepting online payments
Documents, service descriptions and refund terms without which an application will not pass review.
How internet acquiring works: the payment flow and statuses
What happens between the customer pressing Pay and the operation being confirmed — stage by stage.
Ready to accept payments online?
Leave a request — we'll get your payments live within one business day.
Telegram bot
@Mulenpay_support_bot
Quick answers 24/7
Legal address
RBY Commerce Ltd.
8 Copthall, Roseau Valley, 00152, Commonwealth of Dominica
Leave a request
Fill out the form — a manager will get in touch, tailor the terms and help with the integration.
