[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:what-is-pay-in-instalments":3},{"id":4,"title":5,"answer":6,"body":7,"category":71,"description":72,"extension":73,"meta":74,"modifiedAt":75,"navigation":76,"pairId":77,"path":78,"publishedAt":79,"question":80,"relatedPath":62,"seo":81,"seoTitle":82,"sitemap":83,"slug":84,"stem":85,"translationSlug":86,"__hash__":87},"questions_en\u002Fen\u002Fquestions\u002Fwhat-is-pay-in-instalments.md","What Is Pay In Instalments","Instalments and pay-later let a buyer split a payment into parts while the merchant receives the order amount at once. The difference is carried by a financing partner, who also takes on the risk of the buyer not paying.",{"type":8,"value":9,"toc":65},"minimark",[10,13,18,41,45,56],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"how-it-looks-for-each-side","How it looks for each side",[19,20,21,29,35],"ul",{},[22,23,24,28],"li",{},[25,26,27],"strong",{},"The buyer"," pays in scheduled parts, and approval takes minutes.",[22,30,31,34],{},[25,32,33],{},"The merchant"," is paid as with an ordinary payment, with no long wait.",[22,36,37,40],{},[25,38,39],{},"The partner"," screens the buyer and carries the risk of missed payments.",[14,42,44],{"id":43},"what-a-store-should-know","What a store should know",[19,46,47,50,53],{},[22,48,49],{},"Terms and pricing are connected separately — this is not part of the base rate.",[22,51,52],{},"Average order value usually grows: expensive items stop looking unaffordable.",[22,54,55],{},"Refunds on such orders follow the partner rules, not only the store ones.",[11,57,58,59,64],{},"How this works on a platform is on the ",[60,61,63],"a",{"href":62},"\u002Fen\u002Fmarketplaces","marketplace payments page",".",{"title":66,"searchDepth":67,"depth":67,"links":68},"",2,[69,70],{"id":16,"depth":67,"text":17},{"id":43,"depth":67,"text":44},"fees","The buyer pays in parts while the merchant gets the full amount at once. How it differs from credit and what it changes for a store.","md",{},null,true,"question-68","\u002Fen\u002Fquestions\u002Fwhat-is-pay-in-instalments","2026-08-17","What are instalments and pay-later for buyers?",{"description":72},"Instalments and pay-later: how they work",{"loc":78},"what-is-pay-in-instalments","en\u002Fquestions\u002Fwhat-is-pay-in-instalments","chto-takoe-oplata-dolyami","l-p9pCAM7VhhLQ-kkqARX6Zsy3Ry5zy76Wxg7jeA3qg"]