[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:what-is-card-tokenisation":3},{"id":4,"title":5,"answer":6,"body":7,"category":88,"description":89,"extension":90,"meta":91,"modifiedAt":92,"navigation":93,"pairId":94,"path":95,"publishedAt":96,"question":97,"relatedPath":98,"seo":99,"seoTitle":100,"sitemap":101,"slug":102,"stem":103,"translationSlug":104,"__hash__":105},"questions_en\u002Fen\u002Fquestions\u002Fwhat-is-card-tokenisation.md","What Is Card Tokenisation","Tokenisation replaces card details with a unique identifier that is useless to a fraudster on its own. The merchant stores the token rather than the card number and uses it for repeat charges: subscriptions, one-click payments, plan renewals.",{"type":8,"value":9,"toc":81},"minimark",[10,13,18,34,38,66,70,78],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"how-it-works","How it works",[19,20,21,25,28,31],"ol",{},[22,23,24],"li",{},"The buyer pays for the first time and agrees to save the payment method.",[22,26,27],{},"The provider stores the card on its side and returns a token to the store.",[22,29,30],{},"For the next charge the store sends the token, not the card details.",[22,32,33],{},"The card itself stays inside the provider's secure perimeter.",[14,35,37],{"id":36},"what-it-gives-you","What it gives you",[39,40,41,48,60],"ul",{},[22,42,43,47],{},[44,45,46],"strong",{},"Security."," Even if the store's database leaks, nobody can pay with a token.",[22,49,50,53,54,59],{},[44,51,52],{},"Compliance."," The merchant never stores card data, and so avoids the full weight of ",[55,56,58],"a",{"href":57},"\u002Fen\u002Fquestions\u002Fwhat-is-pci-dss","PCI DSS"," requirements.",[22,61,62,65],{},[44,63,64],{},"Convenience."," A repeat purchase takes one click, with nothing to type.",[14,67,69],{"id":68},"worth-remembering","Worth remembering",[11,71,72,73,77],{},"A token is tied to a specific card: when it is reissued, charges stop going through. That is one of the classic reasons ",[55,74,76],{"href":75},"\u002Fen\u002Fquestions\u002Fwhat-is-a-recurring-payment","subscriptions lapse"," — plan a retry and a notification to the customer.",[11,79,80],{},"And separately: consent to save a card must be explicit, and cancelling must not require contacting support.",{"title":82,"searchDepth":83,"depth":83,"links":84},"",2,[85,86,87],{"id":16,"depth":83,"text":17},{"id":36,"depth":83,"text":37},{"id":68,"depth":83,"text":69},"security","Tokenisation replaces card details with a safe identifier. How repeat charges work without the merchant ever storing a card number.","md",{},null,true,"question-23","\u002Fen\u002Fquestions\u002Fwhat-is-card-tokenisation","2026-08-12","What is card tokenisation?","\u002Frecurring",{"description":89},"Card tokenisation: what it is and why it matters",{"loc":95},"what-is-card-tokenisation","en\u002Fquestions\u002Fwhat-is-card-tokenisation","chto-takoe-tokenizaciya-karty","OVwdiY_6xChc0WNpGOuavLdUq87PoPH_VYQCga4iuLs"]