[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:what-is-acquiring":3},{"id":4,"title":5,"answer":6,"body":7,"category":87,"description":88,"extension":89,"meta":90,"modifiedAt":91,"navigation":92,"pairId":93,"path":94,"publishedAt":95,"question":96,"relatedPath":97,"seo":98,"seoTitle":99,"sitemap":100,"slug":101,"stem":102,"translationSlug":103,"__hash__":104},"questions_en\u002Fen\u002Fquestions\u002Fwhat-is-acquiring.md","What Is Acquiring","Acquiring is accepting cashless payments in favour of a merchant. The buyer pays by card or through a faster payments system, the money travels through banks and the payment system, and it reaches the merchant account already net of the fee.",{"type":8,"value":9,"toc":80},"minimark",[10,13,18,41,45,56,60,71],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"who-takes-part-in-a-payment","Who takes part in a payment",[19,20,21,29,35],"ul",{},[22,23,24,28],"li",{},[25,26,27],"strong",{},"The buyer and their bank."," The issuing bank produced the card and decides whether to allow the operation.",[22,30,31,34],{},[25,32,33],{},"The merchant and their provider."," Accepts payment, passes the data and credits the account.",[22,36,37,40],{},[25,38,39],{},"The payment system."," Sets the rules by which the banks settle with each other.",[14,42,44],{"id":43},"what-the-fee-pays-for","What the fee pays for",[19,46,47,50,53],{},[22,48,49],{},"The largest share goes to the buyer bank — for the risk and card servicing.",[22,51,52],{},"Part stays with the payment system for the rules and routing of an operation.",[22,54,55],{},"The rest goes to the provider for accepting payments, support and refunds.",[14,57,59],{"id":58},"what-a-merchant-needs-to-start","What a merchant needs to start",[19,61,62,65,68],{},[22,63,64],{},"A site or another sales channel — a payment link works without a site at all.",[22,66,67],{},"Bank details for receiving payouts.",[22,69,70],{},"A contract with the provider and a clear description of what you sell.",[11,72,73,74,79],{},"How internet acquiring differs from in-store is covered ",[75,76,78],"a",{"href":77},"\u002Fen\u002Fquestions\u002Facquiring-versus-internet-acquiring","separately",".",{"title":81,"searchDepth":82,"depth":82,"links":83},"",2,[84,85,86],{"id":16,"depth":82,"text":17},{"id":43,"depth":82,"text":44},{"id":58,"depth":82,"text":59},"basics","Acquiring means accepting cashless payments for a merchant. Who takes part in the payment chain and what each party earns from the fee.","md",{},null,true,"question-45","\u002Fen\u002Fquestions\u002Fwhat-is-acquiring","2026-08-17","What is acquiring in plain words?","\u002Fen\u002Finternet-acquiring",{"description":88},"What acquiring is in plain words",{"loc":94},"what-is-acquiring","en\u002Fquestions\u002Fwhat-is-acquiring","chto-takoe-ekvayring","Nbj5Tw8K3QYJRv8UzFHH0xcd87aS3FaJLEupTKHaeSY"]