[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:what-is-a-recurring-payment":3},{"id":4,"title":5,"answer":6,"body":7,"category":115,"description":116,"extension":117,"meta":118,"modifiedAt":119,"navigation":120,"pairId":121,"path":122,"publishedAt":123,"question":124,"relatedPath":104,"seo":125,"seoTitle":126,"sitemap":127,"slug":128,"stem":129,"translationSlug":130,"__hash__":131},"questions_en\u002Fen\u002Fquestions\u002Fwhat-is-a-recurring-payment.md","What Is A Recurring Payment","A recurring payment is an automatic charge that runs without the customer's involvement: the card is linked during the first payment, and the amount is charged on a schedule after that. This is how subscriptions, plan renewals and instalments work.",{"type":8,"value":9,"toc":107},"minimark",[10,13,18,34,37,41,56,60,63,77,81,95,98],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"how-it-is-set-up","How it is set up",[19,20,21,25,28,31],"ol",{},[22,23,24],"li",{},"The customer pays once and agrees to recurring charges.",[22,26,27],{},"The payment service stores not the card itself but a secure identifier — a token.",[22,29,30],{},"On the due date the service initiates a charge against that token.",[22,32,33],{},"The customer gets a notification and a receipt.",[11,35,36],{},"Card details never sit with the merchant — they only ever handle the token.",[14,38,40],{"id":39},"where-it-is-used","Where it is used",[42,43,44,47,50,53],"ul",{},[22,45,46],{},"Subscriptions to services and content.",[22,48,49],{},"Renewing access to courses and platforms.",[22,51,52],{},"Memberships and club fees.",[22,54,55],{},"Regular deliveries: water, coffee, pet food.",[14,57,59],{"id":58},"what-the-customer-must-see","What the customer must see",[11,61,62],{},"Transparency here directly affects your dispute rate:",[42,64,65,68,71,74],{},[22,66,67],{},"The amount and frequency of charges — before the first payment.",[22,69,70],{},"The date of the next charge.",[22,72,73],{},"A clear way to cancel, without emailing support.",[22,75,76],{},"A notification before a charge, especially if the amount changed.",[14,78,80],{"id":79},"why-charges-fail","Why charges fail",[42,82,83,86,89,92],{},[22,84,85],{},"The card expired.",[22,87,88],{},"Insufficient funds on the due date.",[22,90,91],{},"The bank blocked the transaction under its own rules.",[22,93,94],{},"The customer was reissued a new card.",[11,96,97],{},"The practical approach is to retry after a few days and to write to the customer as soon as a charge fails. Otherwise the subscription quietly lapses and the user finds out when access disappears.",[11,99,100,101,106],{},"How this works at MulenPay: see ",[102,103,105],"a",{"href":104},"\u002Frecurring","recurring payments",".",{"title":108,"searchDepth":109,"depth":109,"links":110},"",2,[111,112,113,114],{"id":16,"depth":109,"text":17},{"id":39,"depth":109,"text":40},{"id":58,"depth":109,"text":59},{"id":79,"depth":109,"text":80},"operations","A recurring payment is an automatic charge against a previously saved card. How it differs from a one-off payment and how to cut the failure rate.","md",{},null,true,"question-08","\u002Fen\u002Fquestions\u002Fwhat-is-a-recurring-payment","2026-08-11","What is a recurring payment and how does it work?",{"description":116},"Recurring payments: what they are and how to set them up",{"loc":122},"what-is-a-recurring-payment","en\u002Fquestions\u002Fwhat-is-a-recurring-payment","chto-takoe-rekurrentnyy-platezh","ldWTtltjdOtlArjT_oOOulko1hyitnUNzt0wFcn_Mck"]