[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:do-i-need-a-business-bank-account":3},{"id":4,"title":5,"answer":6,"body":7,"category":71,"description":72,"extension":73,"meta":74,"modifiedAt":75,"navigation":76,"pairId":77,"path":78,"publishedAt":79,"question":80,"relatedPath":62,"seo":81,"seoTitle":82,"sitemap":83,"slug":84,"stem":85,"translationSlug":86,"__hash__":87},"questions_en\u002Fen\u002Fquestions\u002Fdo-i-need-a-business-bank-account.md","Do I Need A Business Bank Account","An account for payouts is mandatory, but it is not always a business one: payouts can go to a bank card as well. Companies work only through a business account, while sole traders and the self-employed choose what suits them.",{"type":8,"value":9,"toc":65},"minimark",[10,13,18,41,45,56],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"what-to-choose","What to choose",[19,20,21,29,35],"ul",{},[22,23,24,28],"li",{},[25,26,27],"strong",{},"Companies."," A business account only: payouts go to the legal entity under the contract.",[22,30,31,34],{},[25,32,33],{},"Sole traders."," A business account is easier for bookkeeping, but a card is allowed.",[22,36,37,40],{},[25,38,39],{},"The self-employed."," Usually a card — their tax regime needs no separate account.",[14,42,44],{"id":43},"why-an-account-beats-a-card","Why an account beats a card",[19,46,47,50,53],{},[22,48,49],{},"Personal and business money stay separate, which matters during inspections.",[22,51,52],{},"Fewer limits on incoming amounts.",[22,54,55],{},"A bank statement is more familiar to accounting and easier to reconcile with the register.",[11,57,58,59,64],{},"The terms for sole traders are on the ",[60,61,63],"a",{"href":62},"\u002Fen\u002Fip-acquiring","sole trader acquiring page",".",{"title":66,"searchDepth":67,"depth":67,"links":68},"",2,[69,70],{"id":16,"depth":67,"text":17},{"id":43,"depth":67,"text":44},"documents","Payouts go to a business account or a bank card depending on the business form. Which to choose and why an account is more convenient.","md",{},null,true,"question-54","\u002Fen\u002Fquestions\u002Fdo-i-need-a-business-bank-account","2026-08-17","Do I need a business bank account to accept payments?",{"description":72},"Do you need a business account to accept payments",{"loc":78},"do-i-need-a-business-bank-account","en\u002Fquestions\u002Fdo-i-need-a-business-bank-account","nuzhen-li-raschetnyy-schet-dlya-priema-platezhey","EcKnz0gfWkunKWLh7kX9ZEUWduRQTcjuDdULPF1v3nw"]