[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:can-i-accept-foreign-cards":3},{"id":4,"title":5,"answer":6,"body":7,"category":109,"description":110,"extension":111,"meta":112,"modifiedAt":113,"navigation":114,"pairId":115,"path":116,"publishedAt":117,"question":118,"relatedPath":93,"seo":119,"seoTitle":120,"sitemap":121,"slug":122,"stem":123,"translationSlug":124,"__hash__":125},"questions_en\u002Fen\u002Fquestions\u002Fcan-i-accept-foreign-cards.md","Can I Accept Foreign Cards","Yes, foreign cards can be accepted, but it is a separate scenario: it carries its own rate — at MulenPay from 8.9% against 2.9% for Russian bank cards — and its own requirements for product descriptions, currency and customer support.",{"type":8,"value":9,"toc":101},"minimark",[10,13,18,21,25,54,58,69,72,76,87],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"why-the-rate-is-higher","Why the rate is higher",[11,19,20],{},"There are more parties in the chain: an issuing bank in another country, an international payment scheme, currency conversion. Every step adds cost and risk, and that is priced into the rate.",[14,22,24],{"id":23},"what-to-get-right-in-the-interface","What to get right in the interface",[26,27,28,36,42,48],"ul",{},[29,30,31,35],"li",{},[32,33,34],"strong",{},"Language."," The payment form and order description must be understandable to the buyer.",[29,37,38,41],{},[32,39,40],{},"Currency."," The customer should see which currency is charged and understand their bank may convert at its own rate.",[29,43,44,47],{},[32,45,46],{},"Merchant name."," The statement descriptor must be recognisable, or disputes will climb.",[29,49,50,53],{},[32,51,52],{},"Refund terms."," For cross-border purchases these get read carefully.",[14,55,57],{"id":56},"what-usually-goes-wrong","What usually goes wrong",[26,59,60,63,66],{},[29,61,62],{},"The customer does not recognise the transaction on their statement and opens a dispute.",[29,64,65],{},"The issuing bank declines the payment under its own cross-border rules.",[29,67,68],{},"The converted amount differs from what the buyer expected and reads as an error.",[11,70,71],{},"The first two are solved with a clear descriptor and an alternative payment method; the third with a conversion warning before checkout.",[14,73,75],{"id":74},"who-needs-it","Who needs it",[26,77,78,81,84],{},[29,79,80],{},"Online schools and SaaS with students and clients abroad.",[29,82,83],{},"Stores shipping internationally.",[29,85,86],{},"Projects collecting payments from foreign partners.",[11,88,89,90,95,96,100],{},"See ",[91,92,94],"a",{"href":93},"\u002Finternational-acquiring","international acquiring"," for details; all rates are listed on the ",[91,97,99],{"href":98},"\u002Ftarify","pricing page",".",{"title":102,"searchDepth":103,"depth":103,"links":104},"",2,[105,106,107,108],{"id":16,"depth":103,"text":17},{"id":23,"depth":103,"text":24},{"id":56,"depth":103,"text":57},{"id":74,"depth":103,"text":75},"basics","Foreign cards run at a separate rate and need care with currency and payment descriptors. How such a payment differs from one made with a Russian bank card.","md",{},null,true,"question-11","\u002Fen\u002Fquestions\u002Fcan-i-accept-foreign-cards","2026-08-11","Can I accept payments from foreign cards?",{"description":110},"Accepting foreign cards: how it works",{"loc":116},"can-i-accept-foreign-cards","en\u002Fquestions\u002Fcan-i-accept-foreign-cards","mozhno-li-prinimat-inostrannye-karty","YB8C98k4X4mPkycMWcVEL1iM6NmbIIVgOGYt1eA37Xk"]