[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"questions:item:en:can-a-self-employed-person-accept-cards":3},{"id":4,"title":5,"answer":6,"body":7,"category":81,"description":82,"extension":83,"meta":84,"modifiedAt":85,"navigation":86,"pairId":87,"path":88,"publishedAt":89,"question":90,"relatedPath":66,"seo":91,"seoTitle":92,"sitemap":93,"slug":94,"stem":95,"translationSlug":96,"__hash__":97},"questions_en\u002Fen\u002Fquestions\u002Fcan-a-self-employed-person-accept-cards.md","Can A Self Employed Person Accept Cards","Yes. A self-employed person can accept cards, SBP and payment links by connecting to a payment service. No terminal and no website of your own are required: a smartphone and a dashboard are enough.",{"type":8,"value":9,"toc":74},"minimark",[10,13,18,34,38,41,44,48,60],[11,12,6],"p",{},[14,15,17],"h2",{"id":16},"how-it-works-in-practice","How it works in practice",[19,20,21,25,28,31],"ol",{},[22,23,24],"li",{},"You connect to the service and provide settlement details.",[22,26,27],{},"You create a payment link or a QR code for a specific order.",[22,29,30],{},"The client pays by card, SBP or a Pay service.",[22,32,33],{},"The money reaches the account you gave, and the status is visible in the dashboard.",[14,35,37],{"id":36},"how-it-differs-from-a-sole-trader","How it differs from a sole trader",[11,39,40],{},"The set of payment methods is the same; the onboarding paperwork is lighter for the self-employed. The base rate is identical — from 2.9% for Russian bank cards, SBP and Pay services.",[11,42,43],{},"Tax accounting is a separate matter. The payment service handles receiving money; issuing receipts in the tax app and paying the tax remain yours.",[14,45,47],{"id":46},"what-to-prepare","What to prepare",[49,50,51,54,57],"ul",{},[22,52,53],{},"Proof of self-employed status.",[22,55,56],{},"Settlement details for incoming funds.",[22,58,59],{},"A clear description of the service: what the client buys and on what terms.",[11,61,62,63,68,69,73],{},"See ",[64,65,67],"a",{"href":66},"\u002Fself-employed","payments for the self-employed",". The full onboarding checklist is in the ",[64,70,72],{"href":71},"\u002Fen\u002Fquestions\u002Fdocuments-for-acquiring-onboarding","documents answer",".",{"title":75,"searchDepth":76,"depth":76,"links":77},"",2,[78,79,80],{"id":16,"depth":76,"text":17},{"id":36,"depth":76,"text":37},{"id":46,"depth":76,"text":47},"basics","A self-employed person can accept cards, SBP and payment links through a payment service. What you need and how it differs from a sole trader setup.","md",{},null,true,"question-16","\u002Fen\u002Fquestions\u002Fcan-a-self-employed-person-accept-cards","2026-08-12","Can a self-employed person accept card payments?",{"description":82},"Can a self-employed person accept card payments online",{"loc":88},"can-a-self-employed-person-accept-cards","en\u002Fquestions\u002Fcan-a-self-employed-person-accept-cards","mozhet-li-samozanyatyy-prinimat-oplatu-kartoy","zKthj7jFSx-0j5Sd7ViiGY5sE4jFbli9LuNwnP3V7U4"]