[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"articles:item:en:merchant-vs-internet-acquiring":3},{"id":4,"title":5,"author":6,"body":7,"category":194,"description":195,"extension":196,"faq":197,"meta":202,"modifiedAt":203,"navigation":204,"pairId":205,"path":206,"publishedAt":207,"readMinutes":180,"seo":208,"seoTitle":209,"sitemap":210,"slug":211,"stem":212,"translationSlug":211,"__hash__":213},"articles_en\u002Fen\u002Farticles\u002Fmerchant-vs-internet-acquiring.md","Merchant and Online Acquiring: How to Choose the Right Flow","MulenPay",{"type":8,"value":9,"toc":178},"minimark",[10,20,25,81,85,98,102,110,114,127,131,138,145,149,154,157,161,164,168,171,175],[11,12,13,14,19],"p",{},"Merchant acquiring and online acquiring both support ",[15,16,18],"a",{"href":17},"\u002Fen\u002Fquestions\u002Fwhat-is-acquiring","payments",", but they belong to different customer journeys. This comparison does not imply that MulenPay provides POS terminals or offline processing.",[21,22,24],"h2",{"id":23},"comparison-matrix","Comparison matrix",[26,27,28,44],"table",{},[29,30,31],"thead",{},[32,33,34,38,41],"tr",{},[35,36,37],"th",{},"Scenario",[35,39,40],{},"Where customer pays",[35,42,43],{},"What business controls",[45,46,47,59,70],"tbody",{},[32,48,49,53,56],{},[50,51,52],"td",{},"In-store acquiring",[50,54,55],{},"physical location",[50,57,58],{},"terminal and local receipt",[32,60,61,64,67],{},[50,62,63],{},"Online acquiring",[50,65,66],{},"website checkout",[50,68,69],{},"order, checkout and status",[32,71,72,75,78],{},[50,73,74],{},"Payment link",[50,76,77],{},"link sent by manager",[50,79,80],{},"payment purpose and result",[21,82,84],{"id":83},"decision-tree","Decision tree",[11,86,87,88,92,93,97],{},"If the order starts on a website, use an online scenario. If ",[15,89,91],{"href":90},"\u002Fen\u002Fquestions\u002Fcan-i-accept-payments-without-a-website","a manager sends the payment",", a ",[15,94,96],{"href":95},"\u002Fpayment-link","payment link"," may fit. Physical-location payments require separate confirmation.",[21,99,101],{"id":100},"about-acquiring-without-internet","About “acquiring without internet”",[11,103,104,105,109],{},"The phrase can mean network failure, ",[15,106,108],{"href":107},"\u002Fen\u002Fquestions\u002Fstatic-versus-dynamic-qr","mobile payment",", terminal mode or online prepayment. Do not assume offline capability unless it is confirmed.",[21,111,113],{"id":112},"when-both-approaches-appear","When both approaches appear",[11,115,116,117,121,122,126],{},"A store can ",[15,118,120],{"href":119},"\u002Fen\u002Fquestions\u002Fwhat-is-a-payment-hold","take prepayment online"," and handle the rest later. For online card scenarios, see ",[15,123,125],{"href":124},"\u002Fcard-payments","card payments",".",[21,128,130],{"id":129},"conclusion","Conclusion",[11,132,133,134,126],{},"Choose by customer journey, not by label. For online acceptance, start with ",[15,135,137],{"href":136},"\u002Fgetpayments","payment acceptance",[11,139,140,141,126],{},"To accept payments on a website, use ",[15,142,144],{"href":143},"\u002Finternet-acquiring","MulenPay internet acquiring",[21,146,148],{"id":147},"faq","FAQ",[150,151,153],"h3",{"id":152},"how-is-merchant-acquiring-different-from-online-acquiring","How is merchant acquiring different from online acquiring?",[11,155,156],{},"The main difference is where the customer pays and how the transaction is confirmed.",[150,158,160],{"id":159},"can-payments-work-without-internet","Can payments work without internet?",[11,162,163],{},"Only if a specific offline solution supports it; do not assume this for online acquiring.",[150,165,167],{"id":166},"when-is-a-payment-link-useful","When is a payment link useful?",[11,169,170],{},"When a manager sends payment outside a cart.",[150,172,174],{"id":173},"how-should-delivery-payments-be-planned","How should delivery payments be planned?",[11,176,177],{},"Compare prepayment, payment on delivery and network risks.",{"title":179,"searchDepth":180,"depth":180,"links":181},"",2,[182,183,184,185,186,187],{"id":23,"depth":180,"text":24},{"id":83,"depth":180,"text":84},{"id":100,"depth":180,"text":101},{"id":112,"depth":180,"text":113},{"id":129,"depth":180,"text":130},{"id":147,"depth":180,"text":148,"children":188},[189,191,192,193],{"id":152,"depth":190,"text":153},3,{"id":159,"depth":190,"text":160},{"id":166,"depth":190,"text":167},{"id":173,"depth":190,"text":174},"internet-acquiring","How in-store acquiring, online card acquiring and payment links differ, and why offline scenarios must be checked separately.","md",[198,199,200,201],{"question":153,"answer":156},{"question":160,"answer":163},{"question":167,"answer":170},{"question":174,"answer":177},{},"2026-07-20",true,"article-19","\u002Fen\u002Farticles\u002Fmerchant-vs-internet-acquiring","2025-09-11",{"title":5,"description":195},"Merchant vs Online Acquiring: Key Differences",{"loc":206},"merchant-vs-internet-acquiring","en\u002Farticles\u002Fmerchant-vs-internet-acquiring","j3ol6r2I5dhBryykryjjZOPp9CtrZFZssTVmdobgDR0"]